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Construction & trade job costing

Trade & Contractor Quoting and Job Cost Estimator

Calculate exact labor burden, material scrap factors, equipment rentals, overhead markups, and target profit margins. Generate professional, client-ready PDF proposals with payment milestone schedules.

Every figure is calculated in your browser. No job costs, client details or margins are transmitted or stored.

Industry Job Templates:Pre-configured labor rates, material scrap, and milestone schedules.
Direct Job Costs$40,022.26labor + mat + eq + subs
Overhead (12%)$6,860.96shop & insurance
Net Profit (18%)$10,291.44net contractor profit
Pricing Mode
18.0% margin
Total Quote Price$57,174.66client bid price

1. Contractor, Client & Project Scope

2A. Trade Labor & Labor Burden

Subtotal: $12,369.28 (Direct: $9824.00 + Burden: $2545.28)

Role / TradeHoursHourly WageBurden % (Taxes/Ins)Line TotalAction
$4751.36
$5080.32
$2537.60

2B. Materials & Waste / Scrap Factor

Subtotal: $18,742.98 (Base: $17750.00 + Scrap: $992.98)

DescriptionQtyUnitUnit CostWaste %Line TotalAction
$8450.00
$6177.60
$1046.50
$2042.88
$1026.00

2C. Equipment & Rentals

Subtotal: $1,560.00

2D. Subcontractors & Permits

Subtotal: $7,350.00

3. Overhead & Profit Margins

Company Overhead Allocation12% ($6860.96)

Covers office rent, insurance, estimator salaries, advertising, and fleet vehicles.

Target Net Profit Margin18% ($10291.44)

Net profit retained after all project expenses and company overhead allocations.

4. Progress Payment Milestones

Contract Signing & Material Deposit
30%$17,152.40
Demolition & Rough-In Inspection Pass
35%$20,011.13
Cabinet & Countertop Installation
25%$14,293.66
Final Walkthrough & Punch-list Sign-off
10%$5,717.47

The Fundamentals of Accurate Trade Job Costing

The vast majority of subcontractor and general contractor failures stem not from a shortage of work, but from underbidding caused by phantom labor costs and margin confusion.

When you pay a journeyman carpenter $40/hour, their actual cost to your business is significantly higher:

• Base Hourly Wage: $40.00
• FICA & Medicare (7.65%): +$3.06
• Workers' Comp Insurance (~12.5%): +$5.00
• General Liability & Umbrella (~4.0%): +$1.60
• Paid Time Off & Training (~5.0%): +$2.00
= True Labor Burdened Cost: $51.66 / hr (+29.15% burden)

Always ensure that company overhead (fixed monthly operational costs) is factored into your bids before applying your target profit margin.

How to use this tool

  1. Enter your company and the client

    Business name, licence number, contact details, client name and site address. These head the PDF proposal.

  2. Build the labour lines

    Add each trade role with hours, hourly wage and burden percentage for payroll taxes and insurance. Burden is what turns a wage into a cost.

  3. Add materials, equipment and subcontractors

    Materials take a waste or scrap percentage per line. Equipment rentals, subcontractors and permits are separate subtotals.

  4. Set overhead and profit

    Choose margin on selling price or markup on cost — they are not the same. A 20% margin means dividing cost by 0.80, while a 20% markup yields only 16.6%.

  5. Download the quote

    Review the payment milestone schedule, then download the client-ready PDF proposal.

Frequently Asked Questions

Should I use Markup on Cost or Margin on Selling Price?

Professional estimators prefer Margin on Selling Price because company financial statements (P&L) measure gross and net margins as a percentage of total revenue. If your project costs $10,000 and you want a true 20% margin, you must price the job at $10,000 / (1 - 0.20) = $12,500. If you simply apply a 20% markup, you will charge $12,000, which yields only a 16.6% margin, leaving you short on profit.

Why are payment milestones critical for contractors?

Financing a construction project out-of-pocket exposes your business to extreme cash flow risk. Milestones ensure you are never operating upside down. Requiring a 30% deposit upon contract signing covers major material procurement and mobilization before your crew sets foot on site.

Are my labor rates and contractor markups confidential?

Yes, 100%. All computations, hourly wage burdens, scrap factors, and PDF quote renderings execute strictly inside your local browser memory using client-side JavaScript. Zero bids, client names, or proprietary labor rates are ever transmitted to any remote server.

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